Our Financial Planning Process


All about you and your family.  

We dive deep into your goals and objectives.  Family history and overall philosophy of what your money means to you.  We gather as much information and data as we can to begin formulating your base plan.

  1. Introductions
  2. Data Gathering
  3. Document and statement review
  4. We input your data into state of the art financial planning software

We discuss and review current and future cash flow. 

This will help crystalize your view and where you will be if you stay the current course.  From here we help you understand what changes (if any) need to be made and demonstrate the effect they will have on your future.  We encourage you to brainstorm different scenario’s such as retiring sooner, later or making large purchases.   From this we will make recommendations for any number of possible solutions to get you where you want to be.

  1. Base Facts review of cash flow both in pre and post retirement
  2. Build in different future scenario’s – retirement dates, stress testing of portfolio, possible long-term health care events

Plan implementation

Finally, we are ready to proceed to make the changes in your life that will help you acccomplish your goals and objectives.  This could include opening a wealth management account, rolling over an old 401k/IRA or completing a life insurance application.  However, our work together will truly be just beginning.  From this point on we will meet regularly to review and discuss the progress or changes to your program that may be needed.